To Save or to Spend?

To Save or to Spend?

The company, in its 2017 Planning & Progress Study, found that nearly two thirds of Millennials (64%) recognize that they need a financial plan that anticipates up and down cycles compared to 55% Gen X and 43% Boomers. Nearly 1 in 4 (23%) view themselves as...
Credit Unions Are Growing Fast

Credit Unions Are Growing Fast

As the economy heats up America’s credit unions are benefiting, according to new report in Credit Union Times. CU Times’ Jim DuPlessis reports that credit unions are setting records and outperforming banks. New members are joining in numbers never before seen, and...
Car Prices: Something Funny Is Going On

Car Prices: Something Funny Is Going On

People are paying way too much for new vehicles these days, with average transaction way out of whack with average household incomes. According to Kelley Blue Book, the estimated average transaction price (ATP) for light vehicles in the United States was $33,261 in...
Regrets, Had a Few

Regrets, Had a Few

Most U.S. adults have financial regrets, and most common is not saving for retirement early enough, a new survey from Bankrate finds. This is followed by not saving enough for emergency expenses and taking on too much credit card debt. The good news is that two of...
Cash is Still a King for a Lot of Americans

Cash is Still a King for a Lot of Americans

A new report from Packaged Facts shows that cash is still being used by a lot of Americans – including a significant number of young people. This may surprise some, given that we’re living in a digital age of virtual wallets, ecommerce, mobile payments, and online...